PCARD

PCARD Banking Services focus on strong partnership and innovation. The experts of PCARD work in close cooperation with card sch in the Kingdom of Saudi Arabia.

Project Definition and Set-up

	All requirements of the bank are analyzed and clarified. The security level for Card holder identification is defined
	Preparation of project plan and training plan

Standard Security Levels

SDA	Static data authentication
DDA	Dynamic data authentication
CDA	Combined dynamic data authentication

Design and Specification

Conception of all profiles, products and application set-up, issuance of test cards

EMV definition parameters in the chip

	When the transaction goes offline, what is the maximum amount of transaction value authorized / defining the limits of credit
	Defining the security rules implemented in the card
	Defining the risk parameters the bank is going to take
	Add in of loyalty applications / e-purse, customer service
	There are flexible and static parts of information on the chip. It has to be defined which information is static such as categories, risk parameters, security rules

Artwork and Plastic Production

The security level for card holder identification is defined

Card proofs, embedded cards

Pre-Perso and Personalization

	Software set-up, data preparation, input file management and fulfillment
	The process of pre-personalization takes at least 6-8 weeks
	In case the pre-personalization of the static information is outsourced to PCARD Personalization Center the final personalization of the cards at the bank can be accomplished faster

Testing and Validation

	Test cards with live keys and test keys
	VISA and MasterCard double check the test cards and give their approval